Let TEXAS REAL ESTATE APPRAISERS handle your appraisalThousands of people in Texas purchase, sell or refinance their home every month. A lot of these transactions have a simple line item for an appraisal. Most lenders still call in a local expert because the stakes are so high, even though there are an increasing number of automated home valuation methods that might appear cheaper than an appraisal. You might assume that securing a mortgage is the only basis for getting an appraisal, but there are more times when the services of a licensed, independent real estate professional might be beneficial.
Let TEXAS REAL ESTATE APPRAISERS help you appeal your tax assessment in Johnson CountyIt's possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are determined by a past assessment of your home, so if prices are less than what they used to be in your neighborhood, you can appeal your assessment and save money. Sometimes it's as simple as taking the Sketch provided in an appraisal to the Appraisal District to correct an error in Gross Living Area. Some appraisal districts either round to the nearest foot, rather than inch, or they use aerial maps to determine square footage of your home. Overhanging roof lines, carports, patios, etc, can give a false square footage accounting of your home. An appraisal from TEXAS REAL ESTATE APPRAISERS is your best evidence when building your case. At TEXAS REAL ESTATE APPRAISERS,we can assist you in appealing your tax assessment.TEXAS REAL ESTATE APPRAISERS can help you get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the homebuyer is more than 80% of the actual value of the property, nearly all lenders ask homebuyers to take out an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often bundled into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to dismiss the PMI installments when the balance is paid down to 78% of the original value.If you'd like to eliminate PMI, TEXAS REAL ESTATE APPRAISERS will give you a statement regarding the value of your home. The expense of the appraisal can generally be recovered in just a few months because you'll no longer be paying the PMI. Settling a divorce with less stress with an appraisal from TEXAS REAL ESTATE APPRAISERSA divorce can be a very daunting ordeal for both parties, and it is often more complicated by the difficult decision of who maintains the home. It's a good idea to order an appraisal from TEXAS REAL ESTATE APPRAISERS so both parties are entirely aware of the true market value of their home, regardless of the circumstances.If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Settling an Estate with Peace of MindThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to handle these matters. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal. Let TEXAS REAL ESTATE APPRAISERS help you with relocating to or from Johnson CountyWe are familiar with the headaches associated with an employee relocation. We take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we recommend relocating employees to provide feedback on the positive characteristics of their property, as well as information about any current sales or listings in their area that they want considered.Don't sell out for too little or let your home stay on the market too long.A professional appraisal will help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are based on our efforts to finish the appraisal report and and aren't related to the sales price.We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market. |
